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Start a payment plan

Spread the cost of your next phone or laptop, interest-free. Tell us what you want and how you'd like to pay. Our team calls you back within one working day.

Weekly, biweekly or monthlyTake it home from 80% paid

Build your plan

Spread the cost.
Payment plans

Payment plans

Interest-free instalments on phones, laptops and more.

Best when

You want the device now and prefer to pay in weekly, biweekly or monthly instalments.

Guided questions, or jump straight in if you know what you need.

Good to know

When can I take the device home?

As soon as you've paid 80% of the agreed price. If you've successfully completed a plan with us before, you qualify for early release at just 50%.

Can I pay the balance off early?

Yes. Pay any amount, any time. There's no penalty for finishing early, and your plan completes the moment the balance reaches zero.

What if I miss a payment?

Life happens. You get a 7-day grace window past your agreed schedule before a plan is even marked late, and we'll always talk to you before anything else. Plans more than three weeks behind may be paused or cancelled.

Do plans earn Ario Circle points?

Yes. Completed plans earn Ario Circle points like any purchase, and build your trusted-customer status for perks like early release at 50%.

What do I need to start?

Just a valid ID and your deposit. Apply here and we'll call you back, or visit us at Kooki Towers, Level 5 (Shop 503), Kampala.

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